Africa Biz Monitor

TERMS OF SERVICE Welcome to Africa Biz Monitor ("Site," "Service," or "Platform"). These Terms of Service ("Terms") constitute a legally binding agreement between you and Africa Biz Monitor ("Company," "we," "us," or "our") regarding your access to and use of our website africabizmonitor.com and all associated services, content, and features. ACCEPTANCE OF TERMS By accessing, browsing, or using our Site in any manner, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you are not authorized to use the Site. We reserve the right to modify these Terms at any time. Your continued use of the Site following the posting of revised Terms constitutes your acceptance of such modifications. USE LICENSE AND RESTRICTIONS We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for lawful purposes only. You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site, its content, or services without our express written permission. You may download or print content for personal, non-commercial use only, provided you retain all copyright and proprietary notices. You agree not to use the Site for any unlawful purpose or in any way that violates these Terms. Prohibited conduct includes harassing or causing distress or inconvenience to any person, disrupting the normal flow of dialogue in our communities, obscene or abusive language, and deliberate attempts to undermine the legitimate purpose of the Site. INTELLECTUAL PROPERTY RIGHTS All content on the Site, including text, graphics, logos, images, audio, video, and software ("Content"), is the exclusive property of Africa Biz Monitor or its content suppliers and is protected by international copyright, trademark, and intellectual property laws. The compilation, arrangement, and organization of the Content is the exclusive property of Africa Biz Monitor. You may not modify, copy, reproduce, republish, upload, post, transmit, or distribute Content without our prior written consent. You may not remove or alter any copyright, trademark, or proprietary notice from any Content. Unauthorized use of our intellectual property is strictly prohibited and may result in legal action. User-generated content, including comments, submissions, and feedback you provide, remains your property. However, by submitting content to our Site, you grant Africa Biz Monitor a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, adapt, publish, translate, and distribute such content in any media. DISCLAIMER OF WARRANTIES The Site and all Content are provided on an "as-is" and "as-available" basis without warranties of any kind, either express or implied. Africa Biz Monitor disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, secure, or free from viruses or other harmful components. We do not guarantee the accuracy, completeness, timeliness, or reliability of any Content, including business news, analysis, financial information, or market data. While we strive to provide accurate information, business and market conditions change rapidly, and information may become outdated. You are responsible for verifying information before making business or investment decisions. LIMITATION OF LIABILITY To the fullest extent permitted by law, Africa Biz Monitor shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, lost revenue, lost data, or business interruption, arising from your use of or inability to use the Site or Content, even if we have been advised of the possibility of such damages. Our total liability to you for any claim arising from these Terms or your use of the Site shall not exceed the amount you paid to us in the twelve months preceding the claim, or if you have not made any payments, one hundred South African Rand (ZAR 100). Some jurisdictions do not allow the limitation or exclusion of liability, so some of these limitations may not apply to you. INDEMNIFICATION You agree to indemnify, defend, and hold harmless Africa Biz Monitor and its officers, directors, employees, agents, and successors from any claims, damages, losses, liabilities, and expenses, including reasonable attorneys' fees, arising from your violation of these Terms, your use of the Site or Content, or your infringement of any intellectual property or other rights of third parties. THIRD-PARTY LINKS AND CONTENT Our Site may contain links to third-party websites and resources that are not under our control. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is governed by their terms and privacy policies. We do not endorse any third-party products, services, or information. USER CONDUCT You agree to use the Site only for lawful purposes and in a way that does not infringe upon the rights of others or restrict their use and enjoyment of the Site. Prohibited behavior includes harassment, obscene language, deliberate attempts to undermine the Site's functionality, and any conduct that violates applicable laws. You may not attempt to gain unauthorized access to our systems, reverse engineer or decompile our software, or interfere with the Site's operation. You agree not to post spam, malware, or any content that infringes intellectual property rights or violates privacy or other laws. SUBSCRIPTIONS AND PAYMENTS If you subscribe to premium services, you agree to pay the subscription fees according to the pricing and billing terms displayed on the Site. Subscriptions automatically renew unless you cancel before the renewal date. You are responsible for maintaining current and accurate payment information. We reserve the right to change subscription fees with thirty days' notice. Cancellation requests must be submitted through your account settings or by contacting our support team. Refunds are issued according to our refund policy, which may be limited or non-existent for certain services. GOVERNING LAW AND JURISDICTION These Terms are governed by and construed in accordance with the laws of South Africa, without regard to its conflicts of law principles. You agree to submit to the exclusive jurisdiction of the South African courts for resolution of any disputes arising from these Terms or your use of the Site. DISPUTE RESOLUTION Before initiating legal proceedings, you agree to attempt to resolve disputes through good faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration in accordance with the rules of the South African Arbitration Foundation, except for intellectual property disputes, which may be pursued in court. TERMINATION We reserve the right to terminate or suspend your access to the Site, with or without cause and without notice, at our sole discretion. Grounds for termination include violation of these Terms, illegal activity, or conduct we deem harmful to other users or the Site. SEVERABILITY If any provision of these Terms is found to be invalid or unenforceable, that provision shall be severed, and the remaining provisions shall remain in full force and effect. CONTACT INFORMATION For questions about these Terms of Service, please contact us at: Africa Biz Monitor Email: [email protected] Address: Johannesburg, South Africa Phone: +27 (0)11 XXX XXXX Last Updated: January 2024